Become Debt-Free Faster

Free calculator • No signup • See your path to financial freedom in 5 minutes

🔒 100% Private - Your data never leaves your device

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Simple

5-minute setup with an easy step-by-step process

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Smart

Compare snowball vs avalanche methods to save more

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Private

All calculations done locally - your data stays safe

How It Works

1

Tell us about your debts

Quick questions about your balances and rates

2

Choose your strategy

Snowball or avalanche - we'll show you both

3

See your debt-free date!

Get your personalized payoff plan instantly

Join thousands who've created their debt-free plan